Individuals and Entities Covered by the FDCPA

The individuals and entities covered by the Fair Debt Collection Practices Act (FDCPA) include the debt collectors, consumers and creditors.

Debt collectors are the collection agencies, factoring company or some other name that pertains to be a third-party collector. Debt collectors is defined in the FDCPA as “any person who uses any instrumentality of interstate […]

Fair Debt Collection Practices Act

Dealing with debt collectors can be considered as the one of the most anxiety-inducing and stressful experience for us. The trash talks, harassments and threats can make just about anyone go insane. The federal government of the United States enacted several legislations that could protect the rights of consumers. One of the most […]